Security
EQ ProtectorSMThe Security EQ ProtectorSM was designed for homeowners interested in protecting their most valuable asset, their home, from the catastrophic loss of an earthquake without some of the additional coverage features offered in our Premier EQ ProtectorSM policy. The Security EQ ProtectorSM provides coverage for the replacement cost of the dwelling with limited coverage for Personal Property and Loss of Use. Building Ordinance coverage is also provided for security from additional expenses associated with rebuilding to current code in the event of a covered loss.
| Security EQ ProtectorSM Coverage Summary |
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TYPE OF COVERAGE |
Security |
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| Dwelling coverage |
Covered up to policy limits | |
| Other
Structures (Detached garage, patio, fences etc.) |
No | |
| Personal Property | $5,000 | |
| Loss of Use (living expenses should you be forced to live in temporary housing due to a covered loss) |
$1,500 | |
| Building Code Upgrade (to rebuild your dwelling to meet current code requirements) |
$10,000 | |
| Deductible | 15% applies to the amount of dwelling coverage | |
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