PSPIC Insurance Products

Weighing the costs and benefits of earthquake insurance is one of today's biggest concerns for California homeowners.

At a time when most other insurance companies are offering very limited earthquake policies in California, PACIFIC SELECT PROPERTY INSURANCE COMPANY™ offers a variety of products designed to fit within your budget and help you tailor your earthquake coverage to meet your family's needs. Click on the individual product name below for more details on coverages:

Premier
EQ Protector™
This is our most comprehensive product, designed for customers who are concerned about protecting their dwelling, appurtenant structures, personal property and loss of use. A lower deductible (10%) than most earthquake policies, along with building code upgrade coverage, makes the Premier EQ Protector an excellent choice for homeowners interested in broad coverage, and higher limits.

Condo
EQ Protector™
This is our policy for condominium unit owners who are interested in choosing their contents coverage limit based on their needs. The policy has a low 10% deductible and includes coverage for property damage and loss assessment by the condo association after an earthquake.

Security
EQ Protector™
Our basic policy is for customers whose primary concern is protecting their dwelling. Limited coverage for personal property, loss of use, and building code upgrade along with a 15% deductible is included.

Please Note: You may be eligible for earthquake insurance through GeoVera Insurance Company, a subsidiary of GeoVera Holdings, Inc.  Please contact our Customer Service Department at 1-800-324-6020 if you are interested in obtaining an alternative quote.